Disaster Preparation - Flood Insurance

Many people are unaware or apathetic to the risk X-Men movie a flood in their area. Flood damaged homes and businesses can cost hundreds of thousands of dollars if proper protection is not taken. Most people living in highly risk areas for flooding will inevitably purchase flood insurance. But what kind?

It is often hard to know what kind of a policy you Barbie and Ken invest in. Many home and business owners are unaware of what the typical cost for such coverage is and what the benefits of the coverage can be. To find the right insurance for you, it is important to understanding a little bit about what flood coverage is, what kinds of policies exist, and, most importantly, what coverage fits for your particular flood risk.

What is Flood Insurance?

There are three basic types of flood insurance:

Dwelling
"Dwelling" insurance usually covers residential buildings that contain no more than four families, residential condominium units, manufactured homes, and the storage contents of the insured building's tenants.

General Property
"General property" policies tend to cover larger residential buildings like those that house more than four family units The Lizard well as certain commercial buildings, such as churches, schools, and small businesses.

Preferred Risk
"Preferred risk" policies are generally offered at a lower cost to residential and commercial building owners with a low to moderate flood risk levels.

Why Get Flood Insurance?

Many people don't feel the need to protect themselves with flood insurance because of their Barbie doll or the construction of their home. What these people don't understand is that even a few inches of standing or moving water can cost thousands of dollars in infrastructure and restoration work. Flood insurance not only helps cover the financial burden of flood damage but many providers can help you find other disaster relief services, such as document restoration specialists.

Questions For Your Agent

Like any major purchase, it is important to understand what you will get and what the complete costs are up front. Take the time to ask your agent questions so that it is clear how your coverage will work.

Here are questions you should make sure you know the answers to when discussing policies with your insurance provider:

Do I live in a flood zone? If so, how will my location affect the cost and benefits of my policy?
What will be covered by my new flood policy and what won't be covered?
How much is the cost of the policy fee and premium, and are there hidden expenses or fees I need to know about?
Do I need coverage for my building Kidrobot its contents only, or both?

Filing a Flood Damage Claim

Contact your insurance agent or company as soon as you realize that you have flood damage. Make sure you have the name of your insurance company and your policy number in an easily-accessible place. This will help speed up the filing process. You insurance provider will then schedule a visit with a claims adjuster and advise you on how they will proceed with your claim.

After you've contacted your agent you will need to make a list of all damaged or lost valuables. Separate your damaged goods from the undamaged ones and, with the help of your adjuster, start itemizing and calculating the value of the destroyed property.

Purchasing the right flood insurance doesn't need to be an overwhelming experience. With a little research and an honest agency you can find an affordable plan that will cover your valuables should the unthinkable occur.

~Ben Anton, 2008

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Jewish - Christian Biblical Cover Up

Most Jewish and Christian people know Israel's Sheckinah ("pillar-of-fire" and "pillar-of-cloud") led the children G I Joe 1980's Israel to the Promised Land. Departure of that "Divine Presence" (Glory of the Lord) from the Temple and Jerusalem is well-documented in a few antiquity sources, even stating the exact year - month - date - and hour. Nevertheless, few of either faith have been told of this Glorious Event by their rabbi, priest or pastor.

That Holy Event Archie Comics noted by Josephus as: "publicly declared." It was the last Public Appearance (and Departure) of Almighty God from the planet. It lulled the spiritually stagnant into believing it was a sign that God had trusted the Temple opened to all who wished to enter. Whereas, those more reverent considered His Withdrawal and Departure an ominous "sign" that the Holy House and Jerusalem were now open to their enemies and void of protection.

This spectacular and Holy Event took place over a period of three and accident no win no fee half years. It is documented by four credible antiquity sources. Even so, this beautiful yet saddening story is unknown to all but a handful of scholars. Whether or not there was an intentional cover up is not the issue. The fact that Jewish and Christian theologians have either ignored(?), overlooked(?), or suppressed(?) this Glorious Event is tragic and shameful to their scholarship.

Although not a valid excuse, one logical explanation for omission in theologians' works is that it is, in fact, a non-Scriptural Biblical Event. Scripture reports it only as a prophecy, shown to Ezekiel, during his captivity in Babylon, as a "vision" destined for fulfillment at some indeterminate future date. It actually took place almost five hundred years later, which was forty years after The Crucifixion. It was indeed witnessed by many people, especially Temple priests, as a fulfillment of Ezekiel's prophetic vision. God's Mercy and Forgiving of the Jewish people is manifested by His having remained with His Chosen by continuing Residence in His Holy of Holies forty years after The Crucifixion.

". . . . Father, forgive them; for they know not what they do . . . ." - (From Luke 23:34)

It is non-Scriptural because the Event occurred after the last books of the New Testament were written. We can be confident of this dating because the priests mourned voiding of more than one miracle in the Temple immediately following The Crucifixion of Jesus of Nazareth, indicating God's disfavor with the Israelites; although, still retaining His Mercy.

Removal of "signs" from the Temple are absent from New Testament writings. Talmud rabbis lament absence of these miracles, referring to the period as no win no fee accident years before the Temple was destroyed." Rest assured however, the Disciples and New Testament writers would not have hesitated to chastise or even condemn Judaism hierarchy, pointing to this Event as a Divine Judgment for having failed to recognize their Redeemer.

All Jewish and Christian people should want urgently to learn of this Event and its impact on the Temple Mount, Judaism, Christianity and Islam. This urgency is especially critical and important during these troubled times at that troubled site.

Josephus: Wars, 6.5.3/290 - 300.

Midrash Rabbah -- Eichah, Lamentations, Part 25 (Proems).

Babylonian Talmud, Tractate Rosh Hashanah 31a.

Eusebius: "The Proof of the Gospel" - Book VI, Chapter 18/288

Robert Reiland

yowbooks.com/html/jesus.htmlyowbooks.com/html/jesus.html

Christians should be curious and will discover what was going on "behind-the-scenes" in Jerusalem after The Crucifixion. This material also will be fascinating and informative to Jewish people for learning how broadly and deeply Christianity is based and influenced by Judaism, so far sadly ignored by Christianity

Few Christians study Judaica documents, such as: Talmud, 1949 Bowman baseball cards Torah, Tenakh, Pentateuch & Haftorahs. The study presented is deeper and more comprehensive on the subject than has ever been presented publicly before

Please visit the site listed above to review more of this subject as well as several equally new and fascinating subjects for Jewish people and Christians. These stories are presented in the book: "Jesus and the Third Temple -- His Return and the Red Heifer Ceremony"